Scope
These Terms & Conditions apply to the use of the RAYDO GmbH website and to subscription agreements for digital content.
Any conflicting terms of the user shall not apply.
Services
RAYDO GmbH provides digital analytical content (e.g. reports, market analyses, publications).
All content is provided for informational and analytical purposes only.
No financial, investment, legal, or tax advice is provided.
Subscription
Certain content is accessible only through a paid subscription.
The scope, duration, and pricing of the subscription are defined at the time of purchase on the website.
Contract Conclusion
A contract is concluded once:
- the order process has been completed, and
- payment has been successfully processed.
Prior to payment, users must explicitly accept these Terms & Conditions, the Privacy Policy, and the applicable subscription and disclaimer terms.
Digital Content & Right of Withdrawal
The subscription includes access to digital content.
By completing the purchase, the user expressly acknowledges that:
- digital content may be provided immediately, and
- the right of withdrawal is waived once access or download begins, where legally permitted.
Payments
Payments are processed via a secure and compliant external payment provider.
RAYDO GmbH does not store full payment details.
Limitation of Liability
RAYDO GmbH assumes no liability for decisions made based on the provided content.
Liability for indirect damages or lost profits is excluded to the extent permitted by law.
Copyright
All content on this website is protected by copyright law.
Any use beyond the granted rights requires prior written consent.
Termination
Subscriptions expire automatically at the end of the agreed term unless otherwise stated.
Refunds of paid fees are excluded where legally permissible.
Governing Law & Jurisdiction
Austrian law applies, excluding conflict-of-law rules.
Jurisdiction is Vienna, where legally permissible.
Legal note
In case of discrepancies, the German version shall prevail.